Silva  Insurance
Your Complete Insurance Agency
Modesto, California

(209) 557-0501

Homeowners Dwelling Fire Condominiums Secondary Homes

Homeowners Coverage provided for the owner occupied dwelling.  Comprehensive insurance Protection for the dwelling against fire and vandalism, smoke, falling objects, to name a few covered perils.  For your personal property against theft, damage and fire and liability for bodily injury or property damage for which you are held liable.
 
Dwelling Fire Coverage for property you own that is used as a rental or seasonal dwellings.  Coverage for the dwelling against fire and vandalism, smoke falling objects to name a few covered perils.  For rental property, fair rental value.  Pays for your loss rents while damages are being repaired.  Personal and premise liability coverage in case there is an accident which causes you to be held liable.
 

Condominium

Your homeowners association protects the outside of the condo.  Your condominium coverage protects your personal possessions, such as furnishings, clothing and appliances.  If you have to leave your residence due to a covered loss, Loss of Use will cover the added expense over and above your routine living expenses.  Liability protection in case of and injury you may be liable for.
 
Secondary Homes

Dwelling fire policy for the home you occupy occasionally or is a seasonal home.  Coverages can be tailored to fit your needs with coverage for the dwelling, personal property, loss of use or rents, and liability.

 

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