Silva  Insurance
Your Complete Insurance Agency
Modesto, California

(209) 557-0501

Commercial
Auto
General
Liability
Commercial Umbrella Workers Compensation

Business
Owners Policy

Commercial
Auto
If you are a business person, sales, contractor, delivery, etc., you are in need of commercial auto insurance.  From pickup trucks, vans, dump trucks, tractor trailers, you need specialize coverage.  Higher liability limits, DMV or State filings, medical payments, comprehensive and collision coverages are available.
 
General
Liability
For covered perils, this provides protection for damages legally owed to others as a result of your business.  From bodily injury, property damage to personal and advertising injury.
 

Commercial
Umbrella

If you are a business owner, you protect your business with property and liability insurance.  However, there are instances where the basic coverage is either not enough or it excludes coverage.  The commercial umbrella policy is over your basic coverage.

 
Workers Compensation

If your business has employees, it is mandatory in California that you carry a Workers Compensation policy.  This is a protection for your employees in case of an injury in the course of their employment.

   
Business
Owners Policy

This policy can be designed around the needs of your business.  Along with Liability and Property coverage, coverages such as business income protection, accounts receivable, equipment breakdown, valuable papers and records, money and securities, employee dishonesty, forgery, and outdoor signs, to name just a few, can be included.

 

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