Silva  Insurance
Your Complete Insurance Agency
Modesto, California

(209) 557-0501

Term Life Whole Life Return of Premium

Term Life If you have a family, a home or a business chances are good that you need the financial protection of life insurance.  A term policy is the least expensive form of life insurance that is for a specific amount of time with a level premium.
Whole Life A permanent policy that provides death benefits along with a cash value that you can borrow against for a low net cost.

Return of Premium Term

A term life insurance policy for a specified amount of time, 10, 20, 30 years, with a level premium.  At the end of the term, and no death benefit has been paid, you’ll get all the premiums back – Tax Free.



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